Supreme Finance (Pty) Ltd is an authorised financial services provider (FSP 46666) and a registered credit provider (NCR CP 7342) and a proud member of Micro Finance South Africa (MFSA).

Our Promise

Unlock Your Dreams with the Right Loan

Over 7 Years of Turning Aspirations into Reality

At Supreme Finance, we know that navigating the loan process can feel overwhelming. Complex terms and industry jargon often make it challenging to find the best option. That’s where we come in! Our dedicated team of professionals simplifies the journey by leveraging advanced platforms and tools to match you with the ideal loan product tailored to your needs. Let us take the stress out of securing the financial solution that perfectly aligns with your lifestyle..

7+

Years Experience

Finance

Trusted and Secure Payments

We recognize that our customers value the security of their data, safeguarding it from harm and unauthorized access by those who might misuse it.

Reliable Payments Process

Once your loan application is approved and all necessary processes are completed, the funds will be deposited directly into your designated bank account..

Lowest Possible Interest Rates

Apply online today and take advantage of our unbeatable low-interest rates on loans designed to meet your unique financial goals.

Blacklisted? You're welcome

Individuals who are blacklisted, under debt review, or have a low credit score are also welcome to apply, with a high likelihood of approval.

We have trust of over hundreds clients

  • Borrow Amount From : R5, 000   up to R10, 000 000
  • 4% Interest Rate
  • Instant Approval
  • Expert & Certified
  • Quality Services
  • Quick Loan Order
  • Status Monitor
  • Easy to Use

CALCULATE YOUR MONTHLY REPAYMENT

How much do you need?

Use our simple loan repayment calculator to get an estimate of the monthly instalment of a loan of a certain amount and term.

R 10000 R 500000
12 Months 240 Months

Pay Monthly R

Term of Use Months

Total Pay Back R

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*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

98%

Satisfied Customers

Testimonials

What Our Clients Say

Fundiswa M.

Snazo M.

Personal Loan

Enye yezona nkampani mboleko zibalaseleyo eMzantsi Afrika. Ndigqibe yonke into kwi-intanethi kwaye imali mboleko yam yamkelwe, ndahlawulwa kwangolo suku.

Robert Coetzee Gouws

Daniel Peters

Finance

Enjoy friendly customer service, a simple application process, and same-day approval. Quick, efficient, and hassle-free!.

Chiza Ndaba

Prosper Banda

Debt Consolidate

I had to wait five hours for my consolidation loan approval, but I got paid out the same day. At least now I’m stress-free!

Zinhle Lukhozi

Mapitsi Kekana

Their service is outstanding, Thank you Supreme!

 	Onkabetse Lesalagae

Obinna Ozochukwu

I had to get my documents and apply for general permit. Supreme finance came to my rescue, Trust in them!🙂

Nazima Govender

Leslie Van DeWette

These guys are professionals and mostly their response time is very quick!

Delicia Solomons

Lizelle Salomon

Gebruik hulle die afgelope jaar uitstekende diens

Warren Dollie

Warren

Very reliable. Highly recommended!

Nokuthula Sunduza

Sinenhlanhla Gcaba

Personal Loan

Thank you Supreme Finance for always being so quick to respond and for follow up.

%

Loans Approved

ZAR k

Daily Payments

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Happy Customers

Expert People

96%

Success Rates Guarantee

What You Get

Why Choose Us?

Supreme Finance Group has implemented a comprehensive policy that aligns with international Environmental, Social, and Governance (ESG) principles, while also adhering to the International Finance Corporation (IFC) exclusion list.

We uphold a robust governance framework built on ethics, codes of conduct, comprehensive policies, and a steadfast commitment to legal compliance. Our code of conduct reflects our dedication to maintaining the highest ethical standards.

Affordable Interest & Fees

Transact with the cheapest low-cost banking service in South Africa, Almost Zero Charges

Success Rate Guaranteed

Flexible with Your Repayments

Easy in 3 steps

*Submit application form with required documents. *Await approval, *Funds deposited into your bank account.

What We’re Offering

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  • Simple
  • Transparent
  • Secure

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An Illustrative Example of the Total Cost of a Personal Loan

➜Total amount borrowed: R 10,000
➜Time period:  12 Months
➜Interest Rate: 5%
➜Total Monthly Cost – From R 860.66 for 12 Months R 10,000 loan at 5% (lowest rate, longest time period). This is inclusive of principal repayment.
➜Annual Percentage Rate (APR) of charge including all applicable fees: 5%.
➜Total cost payable over loan tenure: R 10,636.95 for 12 Months loan.

Disclosure Notice

➜ You apply for a loan goverened by the National Credit Regulation Act (12 N.S.C 2601 et seq.) NCR gives you certain rights under Federal Law.

➜ You have to repay your loan at the stipulated period to avoid late repayment fees and blacklisting.

➜ The loan for which you apply for will be serviced at this financial institution and we do not intend to sell, transfer or assign the servicing of this loan.

➜ Do not pay intermediaries. Call our customer support for assistance.
➜ To report fraudulent activities, contact our fraud department through: fraud@supreme.co.za

Disclaimer: You have to repay your loans. Don’t pay any intermediaries.

Customer Service/ Complaint Hotline:
+27734891111 /+27780834222 (Monday to Friday, 9am-8pm)


Guidelines When Appying For A Loan

Implications of Non Payments

Minimum loan period 12 months Maximum loan period 120 months. Maximum APa

There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.

If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.

This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.

Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.

Maximum APR 32% per annum. Representative example: Loan amount R100 000, 4 Years. terms: (Annual Percentage Rate) 4%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

Annual Percentage Rate

Minimum loan period 12 months Maximum loan period 120 months. Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 4%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.

 

Renewal Policy

If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.